UPI activation via Aadhaar: Google Pay on Wednesday has launched a facility for its users to register for UPI using Aadhaar via National Payments Corporation of India (NPCI). With the Aadhaar-based UPI onboarding flow, Google Pay users can now set their UPI PIN without a debit card. (UPI activation via Aadhaar)
It is noted that UPI transaction in India has been increased to the next hundreds of millions. This step will help many more users to set up UPI IDs and enable them to make digital payments. This facility is available to bank account holders of supported banks. Very soon more banks are expected to follow.
Phone Pe has also announced the same facility for its users just a day before the announcement of Google Pay.
Users who want to subscribe UPI via Aadhaar, will just need to ensure that their phone number registered with UIDAI and bank are the same, and their bank account is Aadhaar linked. Once they have done this, they can register for UPI without Debit card.
Customers will then be able to use Google Pay app to make transactions or check balance. Once a user enters the first six digits of an Aadhaar number, it is sent to UIDAI via NPCI for validation. This process ensures the safety of users’ Aadhaar number. Google Pay does not store the Aadhaar number and merely acts as a facilitator in sharing the Aadhaar number with the NPCI for validation.