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Save Rs 50 Each Day And Ensure Pension In Your 80s; Check This Postal Scheme Here

Investing in a good scheme is important but knowing about the one, which can give you better returns is difficult.

Edited By : Pranjal Gupta | Updated: Oct 6, 2023 16:47 IST

Gram Suraksha Yojana: Investing in a good scheme is important but knowing about the one, which can give you better returns is difficult. If you also want to get good value on your savings, then you can check out this promising post office scheme.

Gram Suraksha Yojana is the scheme that would be lesser risky, which is also a popular policy that many households are already enrolled with. It is worth noting that the government has designed the policy especially for the villagers.

Postal Life Insurance Scheme

The post office scheme is being operated under the Postal Life Insurance Scheme. Under this scheme, you can secure your future financially by saving Rs 50. Rural Postal Life Insurance (RPLI) was introduced in 24.03.1995 for rural people of India.

The sum assured of this scheme is Rs 10 thousand and the maximum you can invest in it is Rs 10 lakh. In this scheme you can pay premium on monthly, quarterly, half yearly and yearly basis. This scheme can be surrenedered after three years.

Loan Facility

Several schemes causes complications at the time of taking loan. However, there is no such issues with Gram Suraksha Yojana. You can get loan facility after 4 years of investing in it.

You can apply for this scheme at the age of 19 and buy Gram Suraksha Yojana worth Rs 10 lakh. For that, you will have to save around Rs 50 daily and invest Rs 1,515 in this scheme every month. You will have to make this investment every month for 55 years.

After investing in this scheme of post office, you will get Rs 35 lakh at the age of 80. You also get the facility of bonus after five years of investing in this scheme.

First published on: Oct 06, 2023 04:47 PM IST

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Save Rs 50 Each Day And Ensure Pension In Your 80s; Check This Postal Scheme Here

Investing in a good scheme is important but knowing about the one, which can give you better returns is difficult.

Postal Life Insurance Scheme

Loan Facility

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