Best Post Office Scheme for Women: The Indian Post Office offers a variety of savings schemes, providing millions of people with opportunities for profitable investments. Among these schemes, there are several tailored specifically for women, allowing them to earn substantial returns on their investments.
For women seeking a suitable investment avenue, we present an exceptional opportunity – the “Mahila Samman Certificate” offered by the Post Office. With this scheme, women can achieve substantial returns by making modest investments.
Guaranteed Returns for Women:
The ‘Mahila Samman Certificate’ scheme, operated by the Post Office, ensures that women investors do not bear any market risks. Instead, they receive guaranteed returns on their investment.
Eligibility and Investment Limits:
Under this scheme, women can invest up to Rs 2 lakh for a duration of two years. The investment earns a fixed interest rate of 7.5 per cent annually. This not only enables women to secure their financial future but also promotes self-reliance. Furthermore, the government provides tax exemptions on the deposited amount, offering additional financial benefits to all women who invest in this scheme. Girls aged 10 years or older are also eligible to open accounts under this scheme.
Interest Accrual over 2 Years:
With the Mahila Samman Saving Certificate Scheme, the Post Office ensures an attractive interest rate of 7.5 per cent for the two-year investment period. For instance, if you invest Rs 2 lakh, you will receive a profit of Rs 15,000 in the first year and Rs 16,125 in the second year. In total, your investment of Rs 2 lakh will yield a benefit of Rs 31,125 over the two-year duration of the scheme.
