Top 7 Monthly Income Investment Plans In India

Post Office Monthly Income Scheme (POMIS)

[{"selector":"#anim-86913e45-7e3a-472e-9e7e-ee2c419d8217","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] A government-backed scheme that offers guaranteed returns with monthly interest payouts, making it a safe and reliable option for investors.

Senior Citizen Savings Scheme (SCSS)

[{"selector":"#anim-28cab88f-010f-456d-a8a8-a33052c0a2a7","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Designed for senior citizens, this scheme provides regular income with attractive interest rates and tax benefits, ensuring financial security.

Monthly Income Plans (MIPs) of Mutual Funds

[{"selector":"#anim-469b53a9-3406-4d48-a6a6-166d1317c91c","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] These mutual funds invest in a mix of debt and equity to provide regular monthly income while offering the potential for capital appreciation.

Corporate Deposits

[{"selector":"#anim-e7ca80b3-2884-457a-b4b5-50800ad7147a","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] High-rated corporate deposits offer fixed monthly interest payouts, making them a viable option for investors seeking regular income with higher returns.

Fixed Deposits with Monthly Payouts

[{"selector":"#anim-43e3b68b-6f8a-4352-b7b7-df88ea751bfa","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Several banks offer fixed deposits with the option of monthly interest payouts, providing a steady income stream with minimal risk.

Government Bonds

[{"selector":"#anim-7f225502-7a51-40ab-9704-4d68f2b81b9b","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Certain government bonds come with regular interest payouts, offering a safe investment option with fixed monthly income.

Annuity Plans

[{"selector":"#anim-26a72317-99f3-4033-9e31-7323c5efc82c","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Insurance companies offer annuity plans that provide regular monthly income post-retirement, ensuring a steady cash flow for policyholders.