Zainab Khanam
Knowing where your money goes helps you control spending and save wisely.
Aim for 3-6 months of living expenses to stay financially secure during unexpected situations.
The earlier you invest, the more your money grows. Consider stocks, mutual funds, or index funds.
Use credit wisely—pay off balances in full to avoid high interest and bad credit scores.
Start contributing to a retirement fund early—your future self will thank you!
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Avoid lifestyle inflation. Just because you earn more doesn’t mean you should spend more.
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Side hustles, freelancing, or passive income can give you financial flexibility.
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Enhance your skills, education, and knowledge—it pays off in the long run.
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