Kritika Handa

Taxing Saving Schemes In India

Long-term investment with tax benefits, offering fixed returns and compounding interest, ideal for building retirement saving

Public Provident Fund (PPF)

Invest in diversified equity funds for tax savings, with the potential for high returns and a lock-in period of three years.

Equity-Linked Savings Scheme (ELSS)

Retirement-focused scheme with tax benefits, allowing investment in equity and debt, providing a pension post-retirement.

National Pension System (NPS)

For the girl child's future, tax-saving scheme with high interest rates, aimed at securing her education and marriage expenses.

Sukanya Samriddhi Yojana (SSY)

Ideal for retirees, offering regular income with tax benefits, providing security and financial stability in the golden years.

Senior Citizen Savings Scheme (SCSS)

Secure investment with tax benefits, offering fixed returns, flexibility in investment tenure, and guaranteed principal amount.

Tax-saving Fixed Deposits