Beware: 7 Common ATM Fraud Techniques

Palak

Keyboard Jamming

Occurs when perpetrators tamper with vital ATM buttons, such as 'Enter' or 'Cancel', resulting in transaction failures. Cards are then seized while the victim seeks help.

Cloning

A method often targeting the elderly due to their perceived vulnerability involves replicating ATM card data for fraudulent purposes.

Skimming

Involves placing a small device, known as a shimming device, on an ATM to gather magnetic information from inserted cards.

Trapping

Entails installing a mechanism within the ATM's card slot to ensnare the victim's card, allowing the scammer to retrieve it while the victim seeks assistance.

Phishing

Involves fraudulent attempts to obtain sensitive information, such as usernames, passwords, and credit card numbers, by posing as a reputable entity in electronic communications.

Card Swapping

A sophisticated form of fraud involves observing a victim input their PIN and then replacing their card with a counterfeit one using a diversionary tactic.

Shimming

Shimming is an advanced fraud technique using a small device to extract data from the chip of a debit or credit card.

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