Indian citizens require several essential documents for daily activities. These include the Aadhaar card, ration card, driving license, passport, and PAN card, among others. Among these, the PAN card holds particular significance. It is crucial for handling banking transactions and filing income tax returns. Without a PAN card, even obtaining a loan becomes difficult, making it one of the most vital documents in India.
Several acts of fraud occur against numerous people. The perpetrators take fraudulent loans, pretending to act on behalf of individuals. The victims remain completely uninformed about such occurrences. To verify if bogus loans exist under your name, use this method.
How To Check For Illegal Loans Using Your PAN Card On The CIBIL Website:
Visit the CIBIL Website
Go to the official CIBIL website: https://www.cibil.com.
Access the CIBIL Score Section
On the homepage, click on the “Get Your CIBIL Score” section.
Skip the Subscription Plans
When subscription plan options appear, skip or bypass them to proceed without purchasing a plan.
Register on the Website
Begin the registration process by entering your:
- Date of Birth
- Mobile Number
- Email ID
Create a Password
Set a secure password for your account.
Enter Your PAN Details
After setting the password, provide your PAN number.
Check Your CIBIL Score
Click on the “Check CIBIL Score” button.
Verify with OTP
You will receive a One-Time Password (OTP) on your registered mobile number.
Enter the OTP to proceed.
View Your Loan Information
Once verified, you can view your CIBIL score and all loans linked to your PAN under the loan section.
If you believe that a loan has been fraudulently taken in your name without your knowledge or consent, you can file a complaint with the Income Tax Department by visiting the following link: https://incometax.intelenetglobal.com/pan/pan.asp.
