During winter, flight delays or cancellations are common, often caused by dense fog in the morning. These delays can be highly inconvenient for passengers, causing significant distress. To address this issue, insurance companies have introduced an Instant Flight Delay Payout feature, offering immediate financial relief to travelers.
Instant Refund: This feature provides immediate compensation without any paperwork. It is an innovative travel insurance feature that automatically settles claims for flights delayed by more than four hours. Travelers no longer need to manually file a claim, as the process is automated.
Flight Details: When purchasing a travel insurance policy, travelers must share their flight details.
Real-Time Monitoring: The insurance company tracks the status of the flight in real-time, ensuring it remains up-to-date.
Automatic Notification: If your flight is delayed by more than four hours, you will receive an automatic notification.
Instant Payout: Once you provide your bank account details, the insurance company transfers the claim amount directly to your account.
This feature ensures that if your flight is delayed by over four hours, you will receive financial relief for the prolonged waiting period at the airport. However, there are certain situations that are not covered by this feature.
What’s Not Covered?
If the flight cancellation is due to a passenger’s fault, such as missing the flight, the insurance will not cover the cost. Additionally, if the circumstances do not meet the insurance company’s criteria, no compensation will be provided. This automatic claim process is designed for modern travelers who prioritize convenience and speed.
Insurance Plans Offering This Feature:
Tata AIG: Tata AIG offers a solution for flight delays, where the claim amount is immediately paid. In cases of instant gratification, the claim amount (up to ₹2,500) is distributed promptly.
Easy My Trip: Easy My Trip provides coverage for domestic flights delayed by more than four hours, offering a fixed payment of ₹1,000. To avail of this, customers must send proof of the delay to Care@easemytrip.com. Once verified, the amount is processed.
Go Digit: Under Go Digit’s “On-the-Move” insurance plan, travelers are compensated if their flight is delayed by 2-3 hours, with a fixed amount provided.
