For many years, credit cards were simply seen as plastic money. But as their presence grew in the financial system, they evolved into much more for users. Top banks became increasingly competitive, introducing impressive benefits such as airport lounge access, reward programs, and annual fee waivers. Here are the top 5 credit cards that offer the best airport lounge access and perks tailored for you.
HDFC Bank Marriott Bonvoy
The HDFC Bank Marriott Bonvoy Credit Card is one of the top credit cards with super lounge facilities with affordable charges. It offers complimentary airport lounge access, which includes 12 complimentary domestic lounge visits and 12 international lounge visits per year. The Joining charge is Rs 3000. The primary cardholder and supplementary cardholders can utilise the lounge access, but guests are not eligible. Apart from this, it offers rewards. You will be eligible for up to 8 Marriott Bonvoy Points on your spend with silver elite status of hotel benefits.
HDFC Regalia
This credit card provides 12 free airport lounge visits per year, valid at both domestic and international terminals. If the cardholder uses a Priority Pass, they and their add-on cardholder can get up to 6 free lounge visits per year outside India (per calendar year). The joining fee is ₹2,500. However, if your annual spending reaches ₹4 lakh, the annual fee will be waived.
SBI Elite Credit Card
The SBI Elite credit card will be charging a Rs 4,999 fee for the first year. It offers complimentary airport lounge access at both domestic and international airports. You can enjoy 2 complimentary domestic airport lounge visits every quarter. Additionally, the card provides a complimentary Priority Pass membership worth $99. This will give access to over 1000 international airport lounges worldwide, with 6 complimentary visits per calendar year. If you already have an account or loan with SBI, you may be eligible for the ‘lifetime free’ provision also.
ICICI Bank’s Emeralde
The joining fee for ICICI Bank’s Emeralde is Rs 12,499. According to its website, the annual fee will be waived (reversed) if you spend ₹10 lakh or more using the card. These eligible spends must be made during the following card anniversary year to qualify for the fee waiver. About lounge, It will make you accessable to 1,300+ lounges in 148 countries and 600 cities worldwide. Unlimited complimentary lounge access for Primary and Supplementary Card members in select Indian airports.
Axis Bank Atlas Credit Card Lounge
The card offers a welcome benefit of 2,500 EMs on payment of the Rs. 5,000 + taxes joining fee. The EMs are awarded on doing the first transaction within 37 days from card issuance. You will be able to see the EMs in your miles account within 7 days from the transaction date. Domestic and International airport lounge differs according to Silver, Gold, and Platinum Tier. Existing customers are eligible for LTF and FYF (First Year Free).
- Silver Tier- 8 domestic airport lounge access and 4 international airport lounge access
Gold Tier- 12 domestic airport lounge access and 6 international airport lounge access
Platinum Tier- 18 domestic airport lounge access and 12 international airport lounge access
(Disclaimer: The information provided in this story is for general reference purposes only. While every effort has been made to present accurate and timely content, readers are advised to independently verify facts before making any business, financial, or legal decisions. The publication does not take responsibility for any consequences arising from the use of this information.)
