Personal Loan: Sometimes, we all find ourselves in a kind of situation where we need money on an urgent basis. In such a situation, we often have to ask for money from our known ones. But, for one or another reason we feel uncomfortable asking for help. If you find yourself in the same situation then a personal loan from a bank would be an easy option.
All banks and non-financial banking companies offer personal loans. Though, the Interest rates vary from one to another. And, that is why, it is necessary to compare interest rates and other criteria before applying for it.
You do not need to have an account with that bank to avail a personal loan. You can avail of a personal loan from anywhere if you have income proof and other necessary documents.
Personal loan interest rate
- State Bank is currently offering personal loans at an interest rate ranging from 11.00 per cent to 15.00 per cent.
- Punjab National Bank is currently offering personal loans at an interest rate ranging from 10.40 per cent to 16.95 per cent.
- Union Bank of India is currently offering personal loans at an interest rate ranging from 11.40 per cent to 15.50 per cent.
- Bank of India is currently offering personal loans at an interest rate ranging from 10.25 per cent to 14.75 per cent.
- Central Bank of India is currently offering personal loans at an interest rate ranging from 10.95 per cent to 12.55 per cent.
- IDBI Bank is currently offering personal loans at an interest rate ranging from 11.00 per cent to 15.50 per cent.
- UCO Bank is currently offering personal loans at an interest rate ranging from 12.45 per cent to 12.85 per cent.
- Bank of Maharashtra is currently offering personal loans at an interest rate ranging from 10.00 per cent to 12.80 per cent.
- HSBC is currently offering personal loans at an interest rate ranging from 9.99 per cent to 16.00 per cent.
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