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Last Chance! 5 High-Return, Risk-Free Investment Schemes Closing By March 31—Apply Now

Investors seeking high-return, risk-free opportunities should consider several special investment schemes that are closing on March 31, 2025.

As the end of the financial year approaches, you now have a chance to earn good returns on three risk-averse schemes with high rates of interest.  These schemes are valid only until the end of the month i.e., March 31, 2025. You do not want to miss any of these great investment options if the final dates are not extended. Let’s look at the specifics of these schemes:

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1. SBI Amrit Vrishti – 444-Day Investment Plan

SBI Amrit Vrishti is offering a 444-day fixed deposit scheme with the following rates of interest:

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7.25% for general citizens
7.75% for senior citizens

This scheme ends March 31, 2025, so reach out to your banker or financial adviser today!

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2. SBI Amrit Kalash – 400-Day Fixed Deposit Plan

400-day investment SBI Amrit Kalash is a 400-day fixed deposit scheme offering attractive returns:

7.10% for general citizens
7.60% for senior citizens

The scheme ends March 31, 2025 making this your last opportunity to invest in the scheme.

3. Mahila Samman Savings Certificate – For Women Investors

Mahila Samman Savings Certificate is a government-backed scheme to encourage women to invest and save. Features of the scheme include:

A fixed deposit of 2 years
7.50% interest

Invest to the extent of your financial goals as the scheme ends March 31, 2025.

4. IDBI Bank Utsav Callable FD

Investors can choose from a variety of tenures and attractive interest rate offerings. The IDBI Bank Utsav Callable FD has options between 300 to 700 days. Here are the interest rate offerings per tenure:

300 days:

7.05 percent – general citizens
7.55 percent – senior citizens and super senior citizens.

375 days:

7.25 percent – common investors
7.75 percent – senior investors
7.90 percent – super senior citizens

444 days:

7.35 percent – common citizens
7.85 – senior citizens

8.00 percent – super senior citizens

555 days:

7.40 percent common citizens
7.90 percent – senior citizens
8.05 percent – super senior citizens

700 days:

7.20 percent – common citizens
7.70 percent – senior citizens
7.85 percent – super senior citizens

All investments in this particular scheme are available until March 31st, 2025.

5. Indian Bank Special FD: IND Supreme And IND Super Plans

Indian Bank has launched two special fixed deposit plans with impressive interest rates. Here are the details:

IND Supreme (300 Days):

7.05% for general investors
7.55% for senior citizens

7.80% for super senior citizens

IND Super (400 Days):

7.30% for general investors
7.80% for senior citizens
8.05% for super senior citizens

These plans are available until March 31, 2025.

With strong interest rates and risk-free investments, these plans allow investors to save even more. However, the deadline for investment is rapidly approaching. Be sure to make your investments prior to March 31, 2025, to take advantage of these offers.

Also Read: Credit Card Rule Changes From April 1: What Air India SBI, IDFC And Other Cardholders Need To Know

First published on: Mar 27, 2025 01:57 PM IST


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