The year 2026 is almost here, and the Reserve Bank of India (RBI) has released the Bank Holiday Calendar for the year. In January, there will be 16 bank holidays, but these will differ across states, so banks will not be closed on all 16 days at the same time. According to TV9, six of these holidays will fall on the second and fourth Saturdays, four on Sundays, and the remaining ten will be either National or State-level holidays. Customers are advised to check the specific holiday list of their city’s banks before planning any banking activities in January.
In January 2026, banks across the country, including both public and private sectors, will remain closed on several occasions and festivals, such as New Year, Swami Vivekananda Jayanti, Bihu, Makar Sankranti, Netaji Subhas Chandra Bose Jayanti, and Republic Day. In some states, banks may stay closed for two to three consecutive days during these festivals. Additionally, banks will be closed nationwide on the second and fourth Saturdays, as well as on all four Sundays of the month. “All scheduled and non-scheduled banks will observe public holiday on second and fourth Saturdays,” reads the official website.
According to the RBI calendar, bank branches will be closed on the following holidays in January 2026:
---Advertisement---
- January 1: New Year’s Day / Gaan-Ngai
- January 2: New Year Celebration / Mannam Jayanthi
- January 12: Birth Anniversary of Swami Vivekananda
- January 14: Makar Sankranti / Magh Bihu
- January 15: Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti
- January 16: Thiruvalluvar Day
- January 17: Uzhavar Thirunal
- January 23: Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Shree Panchami) / Vir Surendrasai Jayanti / Basanta Panchami
- January 26: Republic Day
Additionally, banks will be closed on weekends as follows:
---Advertisement---
- Sunday, January 4
- Second Saturday, January 10
- Sunday, January 11
- Sunday, January 18
- Fourth Saturday, January 24
- Sunday, January 25
Most digital banking services, including UPI, mobile banking, and internet banking, will continue to be available. However, branch-dependent services such as cheque clearance, cash transactions, and processing of bank paperwork may experience delays on these days.