January 2025 Bank Holidays: The Reserve Bank of India (RBI) has announced the official list of bank holidays for the year 2025. There are several occasions on which all the banks will remain closed across the country. Therefore, it is important to check the list of bank holidays in advance before planning any financial activities.
RBI Launches List Of Bank Holidays
The Reserve Bank of India (RBI) has launched the list of bank holidays for January 2025. This comprehensive list is a savior for individuals and businesses alike who wish to ensure seamless banking transactions throughout the month.
Bank Holidays You Need To Know
Here’s a look at some of the essential bank holidays
- 1st January 2025 (Wednesday): New Year’s Day brings closures across Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong.
- 6th January 2025 (Monday): Celebrating Guru Gobind Singh Jayanti, banks in Chandigarh will be closed.
- 14th January 2025 (Tuesday): Makar Sankranti or Pongal, a significant harvest festival, will see banks closed in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad, and many more cities.
- 15th January 2025 (Wednesday): Thiruvalluvar Day will see Chennai’s banks closed, allowing locals to pay homage to the esteemed Tamil poet and philosopher.
- 23rd January 2025 (Thursday): On occasion of Netaji Subhash Chandra Bose’s birthday, banks will be closed in Agartala, Bhubaneswar, and Kolkata.
Weekend Closures
Besides these specific dates, banks will remain closed on Sundays as well as on the second and fourth Saturdays of the month. While these are scheduled closures, it’s easy to forget them amidst busy schedules. It’s always wise to make note of these regular holidays to avoid any surprises.
Online Banking To The Rescue
Although bank might be closed, the digital world is always open. Online transactions, internet banking, and ATM services remain functional and available 24/7, even during bank holidays. Whether you need to transfer funds, pay bills, or check your account balance, digital banking ensures you stay connected without the need to visit a branch physically.
However, navigating bank holidays with caution can still make all the difference.
